Every year, there are over six million car crashes. One in three of these involve personal injury as well as property damage.
If you are unlucky enough to be involved in an accident, there are things that you should do to ensure that you are protected medically and financially.
Protect Your Interests
Obviously, your health and safety are the priority in the event of an accident. You’ll need to consult trial lawyers, medical professionals, and insurance companies in order to ensure that your rights are protected and any claims for compensation are successful.
Stay On The Scene
It’s against the law to drive away from the scene of an accident. Keep the vehicles where they are unless they are a road hazard, in which case, you will need to move them to a safe spot.
Report The Incident To The Police
Even a minor accident needs to be reported as your insurance company might not allow you to file a claim without one. Police will usually attend but if it is a very minor incident, they may not.
Give A Clear Statement
When giving a statement to the police, make it clear, concise, and factual. If there is something you can’t remember, don’t guess or embellish as this may come back to bite you later and invalidate your claim on a technicality.
Photograph The Damage
Most people’s phones have cameras on them now so take as many pictures as you can of both vehicles and the surrounding area.
Exchange Insurance Information
You should provide all of your personal and insurance details to the police. If the police are not in attendance, you will need to collect the names and contact details of the other drivers, passengers, and witnesses.
Contact Your Insurers
Most insurance companies need to be notified straight away in the event of an accident. They may not take your claim unless you report it to them in a certain time period without extenuating circumstances, such as being seriously injured.
Contact A Medical Professional
Of course, if you are seriously injured, you should seek medical attention straight away. Some people feel fine at first but then begin to feel pain hours or days later. You will need to document all of your injuries as well as their impact on your family life and career.
Engage An Attorney
Hiring an attorney early can protect your legal rights and any future case for potential compensation you might have.
The other driver’s Insurance company will generally want a statement immediately but you should never give a statement without speaking to a lawyer first. They will ensure that you aren’t pressured into admitting fault or something else that might damage your case.
Knowing what to do in case of an accident is important in protecting your legal rights and ensuring you get the right medical attention. The main thing is to remain calm, not panic and don’t give any statements without first consulting a lawyer.