It can be very hard to save up on money when you’re a mom, but that doesn’t mean that it’s impossible either. There are many simple tricks that you can do in order to keep your pockets that little bit fuller. – Here’s how.
Budget
It is absolutely essential to have a budget in life, no matter who you are or what you do. Sites like https://www.todaysparent.com can help you do this.
By having an idea of how much you can spend every week or month, will keep you in line and it’ll be a lot harder to end the month with empty pockets because you would have already planned everything.
So make a list and write down how much you’re making every month, and how much you spend on things like the bills, the shopping, and the fuel for your car. This is also helpful because you may see something on the list that is absolutely irrelevant, and if that’s the case – remove it. Creating this budget will show you what you are spending, where you can cut back, and how much debt you are in. The first time you do it can be tough and a hard pill to swallow, but stick with it!
Coupons
Whenever you get coupons and vouchers posted through your door, or you get offers sent to your email address – use them! At the time it may not seem as important because it may only be 1% off, but if you save everything you have for a good few months, you may end up with getting so much money off your items. It takes a bit of practice, but it’s definitely worth it!
There are even sites like DontPayFull.com that giveaway promotion codes for your favorite stores.
DIY
If there’s something that you know you can fix yourself, or someone else you know can, even if it’s a friend of a friend, do it. There are of course certain things that really can’t be done yourself, so you will have to pay a service to do it for you. But for the little things, give it a go. Like if the sink is blocked, or the door is jammed.
Reuse
If it can be reused again, then don’t throw it out. Clothes are a great example of this. Sure maybe it was sooo last season, but that doesn’t mean it has to go in the trash never to be seen again. Get creative, cut it, dye it, add some sparkle, do whatever you need to do. It’s worth trying before you get rid of it. And if it doesn’t fit anymore – pass it down to someone else.
Minimize the treats
Treats are fun, whether it be the latest toy for your child, or an expensive day out. But they don’t need to happen all the time. These things cost money, and although it’s lovely to be able to give your child whatever they want – sometimes you just can’t, but that’s okay.
It will not only save you some bucks, but it will also teach your child to appreciate things more because they will see you have to work hard in order to get what you want.
You can still have fun for free though! A picnic in the park, playing soccer and laughing all day costs absolutely nothing. Look into free local events that might be happening and go back to the basics of playing outside, going to the library, and setting up a backyard water gun fight! Kids love them and they can be an inexpensive way to have fun.