While it is extremely important to put a financial plan in place for your future, it can also be important to think about how you want to live the rest of your life. Every human only has a limited amount of time on this earth, so you want to make the most of it. As you get older, it can often feel like you have to rush to get all the things that you wanted to achieve, or perhaps you feel like there is not enough time.
If this is how you feel, then you may be able to benefit from creating a plan. With the right knowledge, you can plan a memorable future that you can enjoy, and reduce any time wasted on procrastination or overwhelm.
To help you get started, here are some top tips on planning a memorable future.
Work on your mindset
One of the biggest barriers people face when it comes to creating a memorable future is not time or money, but their mindset. It is easier to choose to stay in your comfort zone than it is to take risks. Creating a memorable future usually involves a lot of risks and uncomfortable feelings, as you perhaps do things that pump your adrenaline, or are out of your daily routine.
If there are things you want to be doing in life, then you should work on creating a growth mindset and moving away from a fixed mindset. A fixed mindset will limit your opportunities, and keep you unhappy in your usual routine. Start by doing some small activities that are new to you, so you can begin to build some resilience. This will make it easier when it comes to ticking some of the bigger activities off your bucket list.
Write a list of the things you want to do
Take a pen and a piece of paper, and write down all of the things you want to do in your life. It doesn’t matter how big or small you think the activity is, you should just write it down anyway. Act as if there are no limits. Keep this list handy, so whenever you think of something else you can add to it.
Writing it down is a great step forward in making sure you achieve your goals, and you don’t forget any in the process.
Review your free time and budget
It is more than likely that the items on your list are not all going to be quick, easy, or free. To increase your chances of achieving items on your bucket list, you should take some time to review your finances and the free time that you have. If you work full time, then you have evenings, weekends, and holiday vacation time to utilize. If you don’t have any budget right now for the activities you want to do, then you should use this time to create a financial plan for your future. Figure out how much you can afford to save each month, and set up a separate account for you to use.
You can also look at other ways you can fund your bucket list, for example, selling old or unwanted items around your home, or finding a side hustle.
Create a schedule you can stick to
Using your bucket list, your available time and your budget, you should create a schedule. Think about when you will be able to afford to do your tasks, and when you can fit them into your schedule. If anything needs booking in advance, for example, a skydive, then now is a good time to book it, even if it is in a few years. This will help you to bring your bucket list to life, and start working through it.
Make sure you keep a program of all your fun times. Sharing your life’s memories is a great way to help your family remember you after you pass, and inspire them to live their life to the fullest. So many people create a bucket list but don’t tick anything off it. Follow these tips to create a plan, and live a more memorable life.